When do I retire? This is one of the most important decisions an individual will make in their lifetime.

Fraud attempts are becoming more frequent and more convincing, and they are not just targeting people who “aren’t paying attention.” Many victims are careful, informed, and financially savvy. What fraudsters exploit is not ignorance. It is a matter of timing, emotion, and pressure.

Sextortion is a growing online threat, often targeting teen males ages 14-17. It occurs when criminals trick or pressure someone into sharing explicit images, then demand money to keep those images private. Offenders often pose as a friend, romantic interest, or even a celebrity, using fear and urgency to manipulate victims over days, weeks, or longer.